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Merchant Processing Pricing

P3 offers multiple processing structures so you can feel comfortable and confident that you have the best rates in the market. We also offer our review of each program's pros and cons so you can be 100% informed and understand exactly what your true costs are. On average, each business making the switch to P3 saved $247.18 this per month from our Interchange Plus, Surcharging programs or Rate Negotiater.

Interchange
Plus
Processing


Interchange Plus $0.05 & 05 Basis Points

  • Low cost processing with clear pricing so you know exactly what you’re paying

  • Avoid unnecessary hidden fee’s

  • Setup is quick and easy

  • Pass through interchange at cost

  • Offset credit card processing fee's

  • Straight forward processing rate with no hidden fees

  • Staying compliant will require constant work from you as the merchant to ensure they are continually following Visa's rules.  While this program can save significant revenue there are large fines assessed to customers improperly implementing these programs.  

  • We constantly recommend our customers continually monitor Visa's rules around Cash Discounting and stay up to date with compliant Cash Discounting Practices by visiting Visa's website directly:  Learn more here.  Make sure to "File an Inquiry" when setting your Cash Discount program to ensure you are compliant.

Cash Discounting

Flat Rate Processing

2.49% + $0.10

  • Super simple to understand the rate you are being charged (not the markup).

  • 1 flat rate for all cards so its easy to balance your books at the end of each month.

  • We highly recommend the interchange plus model over this pricing as it is very expensive to operate in a flat rate processing model.

Rate Negotiator

Don't want to make any hardware or vendor changes because of the hassle?  Take advantage of our Rate Negotiator program.  With decades of experience in the payments space we know how to get rock bottom rates.  Let us negotiate on your behalf and start saving immediately.  The best part, we charge 50% of what we save you per month for 24 months.  If we cant save you money you don't pay a thing!   
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P3 Guarantee

Reach out to our team today. We guarantee that we can save your business $100s, if not $1000s of your hard earned dollars per year.

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